Wednesday, 26 November 2014

CORPORATE GOVERNANCE: A VITAL COG IN CORPORATE MANAGEMENT TO NEUTRALIZE RISK MANAGEMENT - EDUCATION



Corporate Governance implies securing the fiscal health of the organization through ably maintaining and expanding the structure base. In 1979 the word Corporate Governance originated through a series of papers published at UK’s Institute of Chartered Secretaries and Administrators, and later gained eminence in 1984 through the efforts of British Chartered Accountant and financial expert Robert Ian Tricker in his book "Corporate Governance". The broader framework of Corporate Governance includes Risk Management where Monitoring, Reporting and Comprehensive Control structure are its vital core factors. These secure and sound health directives enable the organization to follow the growth prospective positively by multiplying and flourishing through able Management guidelines.


                                    RISK MANAGEMENT STRUCTURE



























The Risk factors in an Organization include Operational Risk, Market Risks, Credit Risks and other hidden forms of Risks. There effective Identification, planning & assessment and prioritization form the crux factor of the Risk Management Team.


The Stock Market reflects sudden Market risks from volatile changes in policies, prices, indices, rates, volatilities, correlations relating to products, services and companies. It reflects the potential loss in the value of the product or organizations net worth. On the other hand Credit Risk relates to potential risk arising from the Depreciation, Decline and Disappearance of the asset values of the organization. Deteriorating creditworthiness or credibility, on and off balance sheets and defaulting on credit granted entities are its signs. Whereas Risk arising from insufficient and inefficient processes, policies, systems merged with external factors are known as Operational Risks. Then there is Social and Environmental Risk which might arise from neglect and non compliance on organization’s part in adhering to social norms where they operate.

So to avoid market & credit risk, timely assessment of all financial transactions has to be done very carefully. The Risk Management Department should priorly access risks and contain them within their framework by regularly apprising and training staff of its potential impact on the organization. All social norms and compliances should be strictly followed to avoid any natural or social calamity. For the benefits of the organization, society and country as a whole, the Corporate Social Responsibility initiatives and its Sustainability measures should be seriously followed.

Thus Corporate Governance and Risk Management are interrelated closely. Companies imply different strategies to achieve their objectives and almost all of them have some minimal or maximum risk factors. These have to be carefully studied, managed and aligned with the Organizational goals without disturbing the equilibrium. Adhering to sturdy Corporate Governance Guidelines which focus on the impending risks through Risk Management Scrutiny is the Winning Mantra.


Some Golden Corporate Governance Tips  For Sustainable Growth To Be Incorporated With The Risk Management Initiatives.


1 Policies relating to achievement of short term goals relating to spurt in increase in prices of stocks should be discouraged.

2 Long term value creation strategies should be promoted & merged with effective compensation plans after carefully monitoring the deceptive incentive risks.

3 Have a Competent Risk Management Team, Systems and Plan ready to counter the unseen and excessive risk parameters and give the diverse team authority to access the Risk Profile of the Organization.

4 Promote flourishing of Performance linked with Integrity Culture.

5 Strict Adherence to all the  Monitor Procedures & Processes relating to Risk Management through Internal Controls and implement “Tone at the Top” policy as far as frauds, malpractices and unethical practices are concerned.

6 Closely & Constantly Integrate Governance, Management, Strategy and Risks.

7 Use Transparent measures and share vital information among colleagues by educating them about risk factors and enabling them taking wiser decisions during Work, Voting and Investment Procedures.





Manjul Thapliyal

Principal Consultant

www.visionsahead.com





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